Seamfix and PAPSS Partner on Payments

Seamfix has partnered with the Pan-African Payment and Settlement System (PAPSS), operated by African Export–Import Bank (Afreximbank) and backed by the African Union, to deploy PGATE, a new compliance and transaction-governance platform. PGATE, built by Seamfix, integrates identity data, payment behavior, and regulatory checks into a unified workflow, enabling central banks and financial institutions to monitor cross-border transactions in real-time, enforce thresholds, and detect suspicious activity without disrupting payment flows. This initiative supports PAPSS's plan to expand participation in its payment infrastructure and responds to growing requests from financial institutions for better visibility into identity-linked payment behavior amid rising transaction volumes across Africa. The collaboration aligns with broader efforts to simplify cross-border payments under the African Continental Free Trade Area (AfCFTA), aiming to reduce barriers to trade and enable faster, more efficient financial transactions on the continent. Seamfix will build, operate, and maintain PGATE under a vendor-financed arrangement, with PAPSS championing its adoption across its network.