India's 'Your Money, Your Right' Initiative

Prime Minister Narendra Modi launched the 'Your Money, Your Right' initiative in October 2025, aiming to help citizens of India reclaim forgotten financial assets. As of December 2025, nearly Rs 2,000 crore has been returned to rightful owners. The initiative addresses significant unclaimed funds held by Indian banks (Rs 78,000 crore), insurance companies (Rs 14,000 crore), mutual fund companies (Rs 3,000 crore), and unclaimed dividends (Rs 9,000 crore). To facilitate this, the government and regulatory bodies like State Bank of India, India — Insurance Regulatory and Development Authority, India — Securities and Exchange Board of India, and India — Ministry of Corporate Affairs have created dedicated portals (UDGAM, Bima Bharosa, MITRA, IEPFA respectively). Facilitation camps have been organized in 477 districts across India to ensure maximum coverage and accessibility. Narendra Modi has urged citizens to utilize these resources to claim their assets, emphasizing financial empowerment and transparency.