India January 2026 Bank Holidays
Analysis based on 27 articles · First reported Dec 22, 2025 · Last updated Jan 01, 2026
The announcement of bank holidays by State Bank of India for January 2026 impacts financial markets by informing participants about periods when physical banking services will be unavailable across India. While digital banking remains accessible, services requiring physical presence, such as large cash deposits and cheque clearances, will be affected, potentially causing minor disruptions for businesses and individuals.
The State Bank of India has released its holiday calendar for January 2026, detailing bank closures across India. These holidays vary by state and include national observances like Republic Day, as well as regional festivals such as New Year's Day, Gaan-Ngai, Mannam Jayanthi, birthday of Hazrat Ali, birthday of Swami Vivekananda, Makar Sankranti, Magh Bihu, Uttarayana Punyakala, Pongal, Maghe Sankranti, Makara Sankranti, Thiruvalluvar Day, Uzhavar Thirunal, birthday of Netaji Subhas Chandra Bose, Saraswati Puja, Vir Surendrasai Jayanti, and Basanta Panchami. Banks will also be closed on second and fourth Saturdays and all Sundays. While physical branches will be shut on these days, online banking, ATMs, mobile banking apps, and UPI services will remain available for customers. Customers are advised to check state-specific lists to plan their transactions accordingly.
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