India Keeps Small Savings Rates Unchanged
Analysis based on 7 articles · First reported Dec 31, 2025 · Last updated Jan 01, 2026
The decision by the India — India to keep interest rates on small savings schemes unchanged for the seventh consecutive quarter provides stability for investors in instruments like Public Provident Fund (India) and National Savings Certificate. This also helps the India — India in partly financing its fiscal deficit, aiming to reduce it to 4.4% of GDP for FY26.
The India — India, through its India — Ministry of Finance (India), has decided to maintain the current interest rates for various small savings schemes for the seventh consecutive quarter, covering January 1 to March 31, 2026. This decision affects popular schemes such as the Public Provident Fund (India) (PPF) at 7.1%, National Savings Certificate (NSC) at 7.7%, and Sukanya Samriddhi Yojana, which continues to offer the highest return at 8.2%. Other schemes like Kisan Vikas Patra will also retain their rates. These schemes are primarily operated through post offices and select banks, with the principal and interest guaranteed by the India — India. The collections from these schemes are crucial for the India — India to partly finance its fiscal deficit.
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