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Domestic interest rates

India Keeps Small Savings Rates Unchanged

Analysis based on 9 articles · First reported Mar 30, 2026 · Last updated Mar 31, 2026

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9
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The decision by the India — India to keep interest rates on small savings schemes unchanged will likely maintain stability in these investment instruments. This provides a predictable environment for investors in Public Provident Fund (India), National Savings Certificate, and other schemes, potentially influencing household savings behavior.

Financial services Banking

The India — India, through its India — Ministry of Finance (India), announced that interest rates for various small savings schemes, including Public Provident Fund (India), National Savings Certificate, Sukanya Samriddhi Yojana, and Kisan Vikas Patra, will remain unchanged for the first quarter of fiscal year 2026-27 (April 1 to June 30, 2026). This marks the eighth consecutive quarter that these rates have been maintained at their current levels. For instance, Public Provident Fund (India) and post office savings deposits will retain rates of 7.1% and 4% respectively, while Sukanya Samriddhi Yojana will continue to offer 8.2%. The decision aims to provide stability for investors in these government-backed schemes.

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