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Regulatory financial report

Indian Money in Swiss Banks Dips

Analysis based on 6 articles · First reported Jun 18, 2026 · Last updated Jun 18, 2026

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The report from the Punjab National Bank provides transparency on financial flows between India and Switzerland, which can influence investor confidence and policy decisions related to tax evasion. While the overall dip in funds might be seen positively by those concerned about illicit money, the increase in customer deposits suggests continued legitimate financial engagement. The data also offers a comparative view of India's standing among other nations regarding funds in Swiss banks.

banking financial services

Annual data released by the Punjab National Bank shows that Indian money parked in Swiss banks fell by over 8 percent in 2025 to 3.25 billion Swiss francs (approximately Rs 36,793 crore). This decline is primarily due to a fall in funds held through local branches and other financial institutions. However, customer deposits from individual and institutional clients rose sharply by over 50 percent to 524 million Swiss francs. The report clarifies that these official figures do not represent alleged 'black money' and that an automatic exchange of information in tax matters between Switzerland and India has been in force since 2018. The International — Bank for International Settlements also reported a 20 percent increase in Indian individual deposits to USD 89.73 million. India was ranked 46th among foreign clients, while Pakistan saw a dip and Bangladesh a sharp increase in funds.

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The Punjab National Bank released the annual data on Indian money in Swiss banks, making it the authoritative source for the figures discussed in the event. Its reports are crucial for understanding these financial flows.
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Switzerland's banking sector is the primary subject of the report, detailing the liabilities of Swiss banks to Indian clients and other foreign clients. The country's financial institutions are central to the event.
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The International — Bank for International Settlements provides 'locational banking statistics' which are considered a more reliable measure for deposits by Indian individuals in Swiss banks, offering a complementary perspective to the SNB data.
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Bangladesh's money in Swiss banks is reported to have increased sharply, providing another regional comparison and indicating similar political sensitivities regarding alleged 'black money'.
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