Snapshot from Jul 23, 2026 at 07:00 UTC. For live data and tracking: View Live
Events / Business / Gold loans top India securitised...
Business market report

Gold loans top India securitised assets Q1 FY27

Analysis based on 6 articles · First reported Jul 06, 2026 · Last updated Jul 07, 2026

Sentiment
10
Attention
2
Articles
6
Market Impact
General
Live prominence charts, article sentiment distribution, and event development timeline available on the Ergen Dashboard
Market Impact

The rise of gold loan securitisation signals strong demand for gold-backed lending and investor confidence in NBFCs. This trend may boost liquidity for gold loan financiers and influence asset allocation in the securitisation market.

banking financial services
Event Summary

In the April-June quarter of FY27, gold loans became the largest securitised asset class in India, overtaking vehicle loans, according to a S&P Global — CRISIL Ratings Ratings report. Total securitisation issuance rose 22% year-on-year to about Rs 60,000 crore, with over 98% originated by non-banking financial companies (NBFCs). Gold loans accounted for 31% of volumes, while vehicle loans fell to 26%. The shift was driven by strong gold loan portfolio growth, healthy investor appetite, and the use of the direct assignment route. Public sector banks were key investors, attracted by low credit losses and risk-weight benefits. The report expects continued growth in securitisation, supported by retail credit demand and increasing originator participation.

Key Actions
80 S&P Global — CRISIL Ratings reported
50 Deepanshu Singla stated
50 Payal Anand stated
Entities Involved
subs
S&P Global — CRISIL Ratings
S&P Global — CRISIL Ratings published the report highlighting the shift in securitisation asset mix, reinforcing its role as a key rating agency in the Indian financial market.
Importance 80.0 Sentiment 0.0
cnt
India
The securitisation market growth reflects broader financial market development in India, with increased participation from originators and investors.
Importance 50.0 Sentiment 10.0
per
Deepanshu Singla
As S&P Global — CRISIL Ratings Ratings Director, Singla commented on the robust volume and investor appetite for gold loan securitisation.
Importance 30.0 Sentiment 0.0
per
Payal Anand
As S&P Global — CRISIL Ratings Ratings Associate Director, Anand noted the expected growth momentum and increased originator participation.
Importance 30.0 Sentiment 0.0
curr
India — Indian rupee
The India — Indian rupee is the currency in which securitisation volumes are denominated, but the event has no direct impact on the currency.
Importance 10.0 Sentiment 0.0
Relationships
S&P Global — CRISIL Ratings related ↔ India
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