Punjab Police e-Zero FIR for cyber fraud
Analysis based on 6 articles · First reported Jul 29, 2026 · Last updated Jul 29, 2026
The e-Zero FIR mechanism is expected to improve recovery rates for cyber fraud victims and reduce financial losses, potentially lowering cyber insurance claims. It may also increase public trust in digital transactions, benefiting fintech and banking sectors.
Punjab, India — Punjab Police launched an e-Zero FIR mechanism on July 28, 2026, to expedite action on cyber financial fraud cases involving transactions above Rs 5 lakh. Eligible complaints reported through the India — National Cybercrime Reporting Portal or helpline 1930 are automatically converted into e-Zero FIRs and transmitted via CCTNS to the relevant cybercrime police station. DGP Gaurav Yadav issued a Standing Order; cases involving Rs 1 crore or more go to the State Cyber Crime Police Station in India — Mohali. The system aims to eliminate delays, freeze accounts and wallets, preserve evidence, and coordinate with financial institutions to maximize recovery. Victims are notified immediately. Punjab became the 19th state/UT to implement the mechanism. Over the past year, Punjab, India — Punjab Police froze 63,749 accounts linked to fraudulent transactions worth Rs 540.34 crore and registered 62,253 cybercrime cases.
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