Bybit raises UTA loan collateral ratios

Bybit, the world's second-largest cryptocurrency exchange by trading volume, announced on August 6, 2026, that it is raising Collateral Ratios across supported assets under its Unified Trading Account (UTA) Loans. The change increases recognized collateral value at the upper end of the tier structure, particularly for supersized positions, where the top tier now carries a Collateral Ratio of approximately 10% to 80% depending on the asset, up from zero. This expands borrowing capacity for traders holding major crypto assets such as ETH, SOL, BNB, DOGE, XRP, ADA, LINK, LTC, TRX, SHIB, PEPE, and DOT. The update is especially beneficial for institutional clients, allowing them to pledge more holdings as effective collateral. In July, Bybit also added six xStock assets (NVDAX, HOODX, CRCLX, TSLAX, GOOGLX, AAPLX) as eligible collateral for Margin Trading, Crypto Loans, and Institutional Loans, further integrating TradFi-linked assets into crypto-native infrastructure. Base-tier Collateral Ratios remain unchanged, and the system will automatically apply the updated ratios.