Bybit Expands Interest-Free Borrowing to 24 Assets

Bybit, the world's second-largest cryptocurrency exchange by trading volume, announced on August 7, 2026, the expansion of its UTA Loan Interest-Free Borrowing program. The program now covers 24 assets, adding 22 major cryptocurrencies to the existing USDT and USDC. The expansion aims to reduce funding costs for traders using Perpetual and Futures products, offering zero-interest borrowing when unrealized losses trigger automatic borrowing under the Unified Trading Account (UTA) framework. The program provides lower borrowing costs, greater capital efficiency, and tailored VIP benefits, with borrowing limits pegged to USD equivalent values. The interest-free benefit applies only to automatic borrowing from unrealized losses on Perpetual or Futures positions, excluding manual, Spot Margin, and Options borrowing. This move is part of Bybit's commitment to building a capital-efficient trading platform.