Brad Cardwell joins TMC Partner Advisory Council

Down Payment Resource (DPR), a housing industry affordability intelligence platform, announced that Brad Cardwell, its vice president of sales and business development, has been named to The Mortgage Collaborative's (TMC) Partner Advisory Council. The council comprises TMC's preferred partners and aims to promote fair, transparent, and efficient practices through dialogue and coordinated initiatives. DPR joined TMC in 2023 as a preferred partner and provides its software to TMC members at a discounted rate. The appointment reflects DPR's commitment to expanding lender access to down payment programs. DPR's platform integrates with Encompass by Intercontinental Exchange — ICE Mortgage Technology and its analysis suggests that approximately 35% of loans declined for debt-to-income or cash-to-close constraints could have been funded with the right program.