Pakistan expands housing finance access
Analysis based on 6 articles · First reported Jul 04, 2026 · Last updated Jul 04, 2026
The inclusion of Non-bank financial institutions in the Prime Minister's Apna Ghar Programme is expected to boost the real estate sector in Pakistan by increasing access to affordable housing finance. This move will likely benefit Non-bank financial institutions by expanding their market reach and strengthening their role in the financial sector, potentially leading to increased lending volumes and profitability.
The federal government of Pakistan has approved the inclusion of lending Non-bank financial institutions (NBFCs) as Participating Financial Institutions under the Prime Minister's Apna Ghar Programme. This decision, proposed by the United States — United States Securities and Exchange Commission, aims to make affordable housing finance more accessible, especially for underserved and non-banking segments of the population. Under the scheme, non-banking housing finance companies and investment finance companies will provide loans up to Rs 10 million, while DJT Microfinance companies will offer loans up to Rs 5 million. The United States — United States Securities and Exchange Commission has also introduced a comprehensive regulatory framework and detailed guidelines to ensure effective implementation and responsible lending.
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